CLA is supporting the Green forGrowth Fund (GGF) in delivering its Deep Greening Technical Assistance toBanque du Caire (BdC), with the objective of strengthening the Bank’ssustainability framework, green lending architecture, and climate-related riskpractices in line with Central Bank of Egypt requirements. The assignment spansgreen lending, sustainability strategy and policies, climate risk management,analytical tools, and capacity building. In addition to technical design work,the engagement includes practical guidance, implementation support, and stafftraining to help embed sustainability and climate-related practicesinstitutionally. The assignment includes:
· Designing BdC’s green lendingframework and developing new green and transition finance products forcorporate and retail clients.
· Building operationalsustainability policies to embed climate considerationsacross credit, risk, and portfolio management processes.
· Developing a climate riskmanagement framework, including climate risk andsustainability reporting and disclosure.
· Delivering comprehensive capacitybuilding, equipping BdC’s leadership, business lines, and risk teams toimplement climate stress testing, analyze climate-adjusted credit risks, andoperationalize the Bank’s transition commitments.
Task 1: GapAnalysis & Goal Setting
· Assessed BdC’s sustainability, green lending, and climate-riskpractices against CBE requirements and international best practice.
· Benchmarked BdC against peer banks and market leaders to defineambition levels and priority improvements.
Task 2: GreenLending Framework & Product Development
· Conducted a deep dive into BdC’s loan portfolio, market demand,and competitive landscape.
· Developed a full Green Lending Frameworkaligned with CBE’s Sustainable Finance Principles and Binding Regulation,including detailed eligibility criteria, workflow integration, and reportingstructures.
· Built tools to classify and report green loans and designed five dedicated green and transition finance productswith rollout plans.
Task 3:Operational Sustainability Management
· Developed BdC’s ESG Strategy and drafted core operationalsustainability policies, including Environmental, Gender, Remuneration,Diversity & Inclusion, H&S, Grievance/Whistleblowing, and Procurementpolicies.
Task 4:Climate Risk Management
· Conducted a full climate risk materialityassessment, identifying physical and transition risks across BdC’sportfolio.
· Developed a climate-risk assessment tool toscore counterparties and sectors and to integrate climate considerations intocredit and risk processes.
· Embedded climate risk into the Bank’s overall risk managementframework, policies, and decision-making workflows.
· Designed the analytical foundationfor climate scenario analysis and stress testing,enabling BdC to quantify climate-adjusted vulnerabilities and align withemerging regulatory expectations.
Task 5:Capacity Building
· Developed a practical staff training plan covering green lending,sustainability policies, and climate risk.
Delivered hands-onworkshops and on-the-ground training to operationalize new tools, climate-riskprocesses, and green finance products.
